SEI Agency

Car Insurance in California

SEI Agency is here to help residents in California, Arizona and Nevada find high-quality car insurance that will fit their needs. Get a quote from one of our team members today!

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SEI Agency

Car Insurance in California

SEI Agency is also providing coverage to residents in Arizona and Nevada.

General Liability Insurance California

What is car insurance?

Owning and operating a vehicle comes with a certain amount of risk. Even the safest drivers ven the most cautious drivers are likely to be involved in at least one auto accident (if not several) over the course of their lifetime.

While car insurance policies cannot reduce the risk of accidents, they can help alleviate the financial burden resulting from an accident. Drivers should make sure they have sufficient coverage for all accident types.

Who Needs Car Insurance?

The State of California requires anyone who operates a motor vehicle on public roadways to carry the State mandated minimum coverage levels. Often, drivers choose coverages beyond what the state requires their auto policy to have. Having more protection is generally recommended because the state-mandated minimum coverages might not provide enough protection if there’s a serious accident.

Most auto insurance policies make the following coverages available:

  • Liability Coverage
  • Medical Payments Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Bodily Injury Liability Coverage
  • Property Damage Liability Coverage
  • Uninsured/Underinsured Motorist Coverage

Some drivers also purchase gap coverage, rental car reimbursement and/or emergency roadside assistance.

General Liability Insurance California

How Can Drivers Save on Car Insurance Premiums?

Most insurance companies offer a variety of potential auto policy discounts. You may be able to combine multiple insurance policies with the same carrier, such as homeowners, or condominium for a bundled discount.

Additionally, many insurance carriers offer low mileage credit for those with short commutes or people who do not drive daily.

Often, carriers will offer safe driver discounts, which can be earned by maintaining a clean driving record.

An experienced agent can help you decide which options may apply to help lower your premiums.

Shannon Ellsworth Insurance

How can California residents acquire car insurance?

For help finding car insurance in California, reach out to the independent insurance agents at Shannon Ellsworth Insurance. Our agents will collaborate closely with you to identify the most suitable home insurance policy for your house and situation, making sure the chosen policy includes all the protections you want.

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Mon – Fri | 9am – 5pm
After Hours by Appointment



(909) 888-5300


1096 Calimesa Blvd #D104
Calimesa, CA 92320