Shannon Ellsworth Insurance
Business Insurance in California
Insurance solutions to help your business survive unexpected challenges.
Who Needs Business Insurance?
Anyone who operates a business can benefit from business insurance. Commercial coverages protect against financial loss as the result of bodily injury, property damage, medical expenses, libel, slander, defending lawsuits, and settlement bonds or judgments.
No matter what type of business you are building or how far along you are in your journey, every business owner can benefit from the peace of mind that insurance can provide. This safety net, for you, your employees, and your property, can help provide the confidence you need to grow your businesses and reach your goals.
What Type of Insurance Does My Business Need?
You may need General Liability Insurance to help to protect your small business from claims that it caused bodily injuries, property damage, or personal injury, like libel or slander. You may also need general liability insurance before you can work with other businesses. Some companies may ask you to provide proof of insurance, also known as a certificate of insurance.
Workers’ Compensation Insurance can protect your employees and cover injuries sustained in the workplace or in the course of employment. It provides medical and wage benefits to people who are injured or become ill at work. The coverage is mandated by each state and the wage and medical benefits vary by state.
Cyber Insurance helps ensure protection against events like data breaches of client information and ransomware attacks. A data breach can damage more than just your computer systems – it also can also damage your reputation and put your customers and/or employees at risk. That’s why cyber insurance can be a smart precaution for any size business.
Commercial Property Insurance protects your company’s physical assets such as your owned or rented building, plus the tools and equipment you use to operate your business. Commercial property insurance can be purchased as a stand-alone policy or as part of a business owner’s policy (BOP) or a commercial package policy (CPP), which combines coverage with other types of business insurance.
How Can I Get Business Insurance?
For assistance in finding business insurance, contact the independent insurance agents at Shannon Ellsworth Insurance. Our California agents can help you compare insurance options from multiple insurance companies and will work with you to determine the best coverage for your business.
We offer many types of commercial insurance, including:
Commercial Auto
Commercial Property
Employer Benefits
The Independent Advantage
We not only find you competitive pricing, we make sure you are adequately covered. Our agents work for you, not the insurance companies. As such, we become your personal adviser, taking the time to listen to you and understand your individual needs.
Unbiased Advice From Insurance Experts
Responsive Support From A Dedicated Agent
One-Stop Shopping For All Your Insurance Needs
More Options Mean Better Coverage & Rates.
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